City Comparison

Gulfport vs Mobile

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

The Verdict

1.2%

The cost gap between these cities is 1.2%, with Gulfport being the more affordable option. A $75,000 income in Gulfport has equivalent purchasing power to $75,904 in Mobile.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
60
Mobile
Groceries
95
Gulfport
98
Mobile
Utilities
99
Gulfport
108
Mobile
Transportation
105
Gulfport
90
Mobile
Healthcare
98
Gulfport
100
Mobile

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $75,904 in Mobile.

Conversely, $75,000 in Mobile equals $74,107 in Gulfport.

Living in Gulfport vs Mobile

Housing Costs

Gulfport's housing index of 55 is lower Mobile's 60, translating to median home prices of $185,000 vs $193,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $975/mo in Mobile, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 98 in Mobile. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $466/month in Mobile. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 108 in Mobile. Monthly utility bills average approximately $396 in Gulfport vs $432 in Mobile. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 100 in Mobile. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $53,600 in Mobile. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $63,810 respectively. Mobile residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,251/month in Mobile. In Gulfport, median rent of $1,000/mo fits within this budget. In Mobile, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 1.2% more affordable overall with an index of 83 vs 84.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $75,904 in Mobile, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Mobile's is 60 with median homes at $193,000.

Moving & Relocation Resources

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