City Comparison

Gulfport vs Madison

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Madison

Wisconsin
106
Above Average
$340,000
Median Home
$1,400/mo
Median Rent
$67,565
Median Income

The Verdict

21.7%

Living in Gulfport costs 21.7% less than Madison. To match the purchasing power of a $75,000 salary in Gulfport, you would need $95,783 in Madison.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
115
Madison
Groceries
95
Gulfport
101
Madison
Utilities
99
Gulfport
97
Madison
Transportation
105
Gulfport
103
Madison
Healthcare
98
Gulfport
105
Madison

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $95,783 in Madison.

Conversely, $75,000 in Madison equals $58,726 in Gulfport.

Living in Gulfport vs Madison

Housing Costs

Gulfport's housing index of 55 is lower Madison's 115, translating to median home prices of $185,000 vs $340,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,400/mo in Madison, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 101 in Madison. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $480/month in Madison. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 97 in Madison. Monthly utility bills average approximately $396 in Gulfport vs $388 in Madison. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 105 in Madison. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $67,565 in Madison. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $63,741 respectively. Madison residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,577/month in Madison. In Gulfport, median rent of $1,000/mo fits within this budget. In Madison, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 21.7% more affordable overall with an index of 83 vs 106.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $95,783 in Madison, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Madison's is 115 with median homes at $340,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases