City Comparison

Gulfport vs Lowell

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

36.6%

Living in Gulfport costs 36.6% less than Lowell. To match the purchasing power of a $75,000 salary in Gulfport, you would need $118,373 in Lowell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
152
Lowell
Groceries
95
Gulfport
104
Lowell
Utilities
99
Gulfport
151
Lowell
Transportation
105
Gulfport
108
Lowell
Healthcare
98
Gulfport
118
Lowell

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $118,373 in Lowell.

Conversely, $75,000 in Lowell equals $47,519 in Gulfport.

Living in Gulfport vs Lowell

Housing Costs

Gulfport's housing index of 55 is lower Lowell's 152, translating to median home prices of $185,000 vs $429,000. The $244,000 difference in home prices means roughly $15,864 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,925/mo in Lowell, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $494/month in Lowell. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 151 in Lowell. Monthly utility bills average approximately $396 in Gulfport vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 98 in Gulfport and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $60,840 respectively. Lowell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,860/month in Lowell. In Gulfport, median rent of $1,000/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 36.6% more affordable overall with an index of 83 vs 131.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $118,373 in Lowell, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases