City Comparison

Gulfport vs Jacksonville

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

The Verdict

12.6%

Living in Gulfport costs 12.6% less than Jacksonville. To match the purchasing power of a $75,000 salary in Gulfport, you would need $85,843 in Jacksonville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
89
Jacksonville
Groceries
95
Gulfport
101
Jacksonville
Utilities
99
Gulfport
94
Jacksonville
Transportation
105
Gulfport
103
Jacksonville
Healthcare
98
Gulfport
95
Jacksonville

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $85,843 in Jacksonville.

Conversely, $75,000 in Jacksonville equals $65,526 in Gulfport.

Living in Gulfport vs Jacksonville

Housing Costs

Gulfport's housing index of 55 is lower Jacksonville's 89, translating to median home prices of $185,000 vs $280,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,400/mo in Jacksonville, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $480/month in Jacksonville. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 94 in Jacksonville. Monthly utility bills average approximately $396 in Gulfport vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $55,816 respectively. Gulfport residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,237/month in Jacksonville. In Gulfport, median rent of $1,000/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 12.6% more affordable overall with an index of 83 vs 95.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $85,843 in Jacksonville, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Jacksonville's is 89 with median homes at $280,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases