City Comparison

Gresham vs Santa Rosa

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Santa Rosa

California
152
Very Expensive
$720,000
Median Home
$2,100/mo
Median Rent
$94,300
Median Income

The Verdict

15.8%

Living in Gresham costs 15.8% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Gresham, you would need $89,063 in Santa Rosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
233
Santa Rosa
Groceries
101
Gresham
107
Santa Rosa
Utilities
96
Gresham
135
Santa Rosa
Transportation
126
Gresham
128
Santa Rosa
Healthcare
103
Gresham
112
Santa Rosa

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $89,063 in Santa Rosa.

Conversely, $75,000 in Santa Rosa equals $63,158 in Gresham.

Living in Gresham vs Santa Rosa

Housing Costs

Gresham's housing index of 172 is lower Santa Rosa's 233, translating to median home prices of $459,000 vs $720,000. The $261,000 difference in home prices means roughly $16,968 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $2,100/mo in Santa Rosa, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $508/month in Santa Rosa. Gresham offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 135 in Santa Rosa. Monthly utility bills average approximately $384 in Gresham vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Gresham and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $62,039 respectively. Santa Rosa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $2,200/month in Santa Rosa. In Gresham, median rent of $1,450/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Gresham is 15.8% more affordable overall with an index of 128 vs 152.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $89,063 in Santa Rosa, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Santa Rosa's is 233 with median homes at $720,000.

Moving & Relocation Resources

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