City Comparison

Gresham vs Roseville

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

7.9%

Gresham is 7.9% less expensive than Roseville overall. A household earning $75,000 in Gresham would need approximately $81,445 in Roseville to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
179
Roseville
Groceries
101
Gresham
105
Roseville
Utilities
96
Gresham
163
Roseville
Transportation
126
Gresham
134
Roseville
Healthcare
103
Gresham
106
Roseville

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $81,445 in Roseville.

Conversely, $75,000 in Roseville equals $69,065 in Gresham.

Living in Gresham vs Roseville

Housing Costs

Gresham's housing index of 172 is lower Roseville's 179, translating to median home prices of $459,000 vs $625,000. The $166,000 difference in home prices means roughly $10,788 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $2,000/mo in Roseville, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $499/month in Roseville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 163 in Roseville. Monthly utility bills average approximately $384 in Gresham vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Gresham and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $3,332/month in Roseville. In Gresham, median rent of $1,450/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Gresham is 7.9% more affordable overall with an index of 128 vs 139.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $81,445 in Roseville, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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