Gresham vs Nampa
Cost of Living Comparison · 2026
Gresham
Nampa
The Verdict
The cost gap between these cities is 21.9%, with Nampa being the more affordable option. A $75,000 income in Gresham has equivalent purchasing power to $61,523 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gresham has the same purchasing power as $61,523 in Nampa.
Conversely, $75,000 in Nampa equals $91,429 in Gresham.
Living in Gresham vs Nampa
Housing Costs
Gresham's housing index of 172 is higher Nampa's 104, translating to median home prices of $459,000 vs $371,000. The $88,000 difference in home prices means roughly $5,724 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $1,500/mo in Nampa, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 101 in Gresham and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 83 in Nampa. Monthly utility bills average approximately $384 in Gresham vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Gresham and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $69,600 in Gresham and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $1,734/month in Nampa. In Gresham, median rent of $1,450/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases