City Comparison

Gresham vs Medford

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

The Verdict

20.8%

The cost gap between these cities is 20.8%, with Medford being the more affordable option. A $75,000 income in Gresham has equivalent purchasing power to $62,109 in Medford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
139
Medford
Groceries
101
Gresham
108
Medford
Utilities
96
Gresham
97
Medford
Transportation
126
Gresham
108
Medford
Healthcare
103
Gresham
100
Medford

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $62,109 in Medford.

Conversely, $75,000 in Medford equals $90,566 in Gresham.

Living in Gresham vs Medford

Housing Costs

Gresham's housing index of 172 is higher Medford's 139, translating to median home prices of $459,000 vs $406,000. The $53,000 difference in home prices means roughly $3,444 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $1,375/mo in Medford, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $513/month in Medford. Gresham offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 97 in Medford. Monthly utility bills average approximately $384 in Gresham vs $388 in Medford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Gresham and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $69,057 respectively. Medford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $1,708/month in Medford. In Gresham, median rent of $1,450/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Medford is 20.8% more affordable overall with an index of 106 vs 128.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $62,109 in Medford, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Medford's is 139 with median homes at $406,000.

Moving & Relocation Resources

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