City Comparison

Gresham vs Lubbock

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

The Verdict

54.2%

Lubbock is 54.2% less expensive than Gresham overall. A household earning $75,000 in Gresham would need approximately $48,633 in Lubbock to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
59
Lubbock
Groceries
101
Gresham
93
Lubbock
Utilities
96
Gresham
96
Lubbock
Transportation
126
Gresham
97
Lubbock
Healthcare
103
Gresham
90
Lubbock

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $48,633 in Lubbock.

Conversely, $75,000 in Lubbock equals $115,663 in Gresham.

Living in Gresham vs Lubbock

Housing Costs

Gresham's housing index of 172 is higher Lubbock's 59, translating to median home prices of $459,000 vs $175,000. The $284,000 difference in home prices means roughly $18,456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $950/mo in Lubbock, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $442/month in Lubbock. Lubbock offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 96 in Lubbock. Monthly utility bills average approximately $384 in Gresham vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Gresham and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $60,041 respectively. Lubbock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $1,163/month in Lubbock. In Gresham, median rent of $1,450/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 54.2% more affordable overall with an index of 83 vs 128.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $48,633 in Lubbock, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Lubbock's is 59 with median homes at $175,000.

Moving & Relocation Resources

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