City Comparison

Gresham vs Irving

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

28.0%

Irving is 28.0% less expensive than Gresham overall. A household earning $75,000 in Gresham would need approximately $58,594 in Irving to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
94
Irving
Groceries
101
Gresham
99
Irving
Utilities
96
Gresham
111
Irving
Transportation
126
Gresham
97
Irving
Healthcare
103
Gresham
103
Irving

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $58,594 in Irving.

Conversely, $75,000 in Irving equals $96,000 in Gresham.

Living in Gresham vs Irving

Housing Costs

Gresham's housing index of 172 is higher Irving's 94, translating to median home prices of $459,000 vs $318,000. The $141,000 difference in home prices means roughly $9,168 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $1,350/mo in Irving, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 111 in Irving. Monthly utility bills average approximately $384 in Gresham vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Gresham and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $1,713/month in Irving. In Gresham, median rent of $1,450/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 28.0% more affordable overall with an index of 100 vs 128.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $58,594 in Irving, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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