City Comparison

Gresham vs Hilo

Cost of Living Comparison · 2026

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

3.0%

The cost gap between these cities is 3.0%, with Gresham being the more affordable option. A $75,000 income in Gresham has equivalent purchasing power to $77,344 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
172
Gresham
149
Hilo
Groceries
101
Gresham
149
Hilo
Utilities
96
Gresham
218
Hilo
Transportation
126
Gresham
146
Hilo
Healthcare
103
Gresham
118
Hilo

Salary Equivalence

A $75,000 salary in Gresham has the same purchasing power as $77,344 in Hilo.

Conversely, $75,000 in Hilo equals $72,727 in Gresham.

Living in Gresham vs Hilo

Housing Costs

Gresham's housing index of 172 is higher Hilo's 149, translating to median home prices of $459,000 vs $555,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Gresham compared to $1,575/mo in Hilo, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 101 in Gresham and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $480/month in Gresham vs $708/month in Hilo. Gresham offers a meaningful advantage on everyday food costs, saving roughly $2736/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gresham and 218 in Hilo. Monthly utility bills average approximately $384 in Gresham vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Gresham and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $69,600 in Gresham and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,375 and $59,621 respectively. Hilo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Gresham vs $1,836/month in Hilo. In Gresham, median rent of $1,450/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 122 index points — focus your budget analysis there.

Frequently Asked Questions

Gresham is 3.0% more affordable overall with an index of 128 vs 132.
A $75,000 salary in Gresham has equivalent purchasing power to approximately $77,344 in Hilo, based on the cost of living difference.
Gresham's housing index is 172 with median homes at $459,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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