City Comparison

Greeley vs St. Louis

Cost of Living Comparison · 2026

Greeley

Colorado
113
Above Average
$420,000
Median Home
$1,275/mo
Median Rent
$72,500
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

25.6%

Living in St. Louis costs 25.6% less than Greeley. To match the purchasing power of a $75,000 salary in Greeley, you would need $59,735 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
136
Greeley
72
St. Louis
Groceries
95
Greeley
97
St. Louis
Utilities
89
Greeley
95
St. Louis
Transportation
110
Greeley
103
St. Louis
Healthcare
97
Greeley
95
St. Louis

Salary Equivalence

A $75,000 salary in Greeley has the same purchasing power as $59,735 in St. Louis.

Conversely, $75,000 in St. Louis equals $94,167 in Greeley.

Living in Greeley vs St. Louis

Housing Costs

Greeley's housing index of 136 is higher St. Louis's 72, translating to median home prices of $420,000 vs $175,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Greeley compared to $1,000/mo in St. Louis, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 95 in Greeley and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $451/month in Greeley vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Greeley and 95 in St. Louis. Monthly utility bills average approximately $356 in Greeley vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Greeley and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $72,500 in Greeley and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,159 and $50,869 respectively. Greeley residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Greeley vs $1,068/month in St. Louis. In Greeley, median rent of $1,275/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 25.6% more affordable overall with an index of 90 vs 113.
A $75,000 salary in Greeley has equivalent purchasing power to approximately $59,735 in St. Louis, based on the cost of living difference.
Greeley's housing index is 136 with median homes at $420,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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