Greeley vs Sioux Falls
Cost of Living Comparison · 2026
Greeley
Sioux Falls
The Verdict
Sioux Falls is 21.5% less expensive than Greeley overall. A household earning $75,000 in Greeley would need approximately $61,726 in Sioux Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Greeley has the same purchasing power as $61,726 in Sioux Falls.
Conversely, $75,000 in Sioux Falls equals $91,129 in Greeley.
Living in Greeley vs Sioux Falls
Housing Costs
Greeley's housing index of 136 is higher Sioux Falls's 80, translating to median home prices of $420,000 vs $265,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Greeley compared to $1,100/mo in Sioux Falls, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 95 in Greeley and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $451/month in Greeley vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Greeley and 94 in Sioux Falls. Monthly utility bills average approximately $356 in Greeley vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Greeley and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,500 in Greeley and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,159 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Greeley vs $1,440/month in Sioux Falls. In Greeley, median rent of $1,275/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases