Greeley vs Medford
Cost of Living Comparison · 2026
Greeley
Medford
The Verdict
Medford is 6.6% less expensive than Greeley overall. A household earning $75,000 in Greeley would need approximately $70,354 in Medford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Greeley has the same purchasing power as $70,354 in Medford.
Conversely, $75,000 in Medford equals $79,953 in Greeley.
Living in Greeley vs Medford
Housing Costs
Greeley's housing index of 136 is lower Medford's 139, translating to median home prices of $420,000 vs $406,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Greeley compared to $1,375/mo in Medford, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 95 in Greeley and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Greeley vs $513/month in Medford. Greeley offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Greeley and 97 in Medford. Monthly utility bills average approximately $356 in Greeley vs $388 in Medford. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Greeley and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,500 in Greeley and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,159 and $69,057 respectively. Medford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Greeley vs $1,708/month in Medford. In Greeley, median rent of $1,275/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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