Greeley vs Madison
Cost of Living Comparison · 2026
Greeley
Madison
The Verdict
The cost gap between these cities is 6.6%, with Madison being the more affordable option. A $75,000 income in Greeley has equivalent purchasing power to $70,354 in Madison.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Greeley has the same purchasing power as $70,354 in Madison.
Conversely, $75,000 in Madison equals $79,953 in Greeley.
Living in Greeley vs Madison
Housing Costs
Greeley's housing index of 136 is higher Madison's 115, translating to median home prices of $420,000 vs $340,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Greeley compared to $1,400/mo in Madison, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 95 in Greeley and 101 in Madison. A household spending the national average of $475/month on groceries would pay approximately $451/month in Greeley vs $480/month in Madison. Greeley offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Greeley and 97 in Madison. Monthly utility bills average approximately $356 in Greeley vs $388 in Madison. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Greeley and 105 in Madison. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,500 in Greeley and $67,565 in Madison. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,159 and $63,741 respectively. Greeley residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,692/month to housing in Greeley vs $1,577/month in Madison. In Greeley, median rent of $1,275/mo fits within this budget. In Madison, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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