Great Falls vs Toledo
Cost of Living Comparison · 2026
Great Falls
Toledo
The Verdict
The cost gap between these cities is 14.3%, with Toledo being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $65,625 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Great Falls has the same purchasing power as $65,625 in Toledo.
Conversely, $75,000 in Toledo equals $85,714 in Great Falls.
Living in Great Falls vs Toledo
Housing Costs
Great Falls's housing index of 82 is higher Toledo's 55, translating to median home prices of $325,000 vs $128,000. The $197,000 difference in home prices means roughly $12,804 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $825/mo in Toledo, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 99 in Great Falls and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 92 in Toledo. Monthly utility bills average approximately $360 in Great Falls vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Great Falls and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,800 in Great Falls and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $54,805 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $985/month in Toledo. In Great Falls, median rent of $1,050/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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