City Comparison

Great Falls vs Sydney

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

16.2%

The cost gap between these cities is 16.2%, with Great Falls being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $89,489 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
142
Sydney
Groceries
99
Great Falls
95
Sydney
Utilities
90
Great Falls
98
Sydney
Transportation
95
Great Falls
108
Sydney
Healthcare
92
Great Falls
72
Sydney

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $89,489 in Sydney.

Conversely, $75,000 in Sydney equals $62,857 in Great Falls.

Living in Great Falls vs Sydney

Housing Costs

Great Falls's housing index of 82 is lower Sydney's 142, translating to median home prices of $325,000 vs $825,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $2,050/mo in Sydney, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $451/month in Sydney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 98 in Sydney. Monthly utility bills average approximately $360 in Great Falls vs $392 in Sydney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $57,143 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,400/month in Sydney. In Great Falls, median rent of $1,050/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 16.2% more affordable overall with an index of 88 vs 105.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $89,489 in Sydney, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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