City Comparison

Great Falls vs Sterling Heights

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

10.2%

Living in Great Falls costs 10.2% less than Sterling Heights. To match the purchasing power of a $75,000 salary in Great Falls, you would need $83,523 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
87
Sterling Heights
Groceries
99
Great Falls
99
Sterling Heights
Utilities
90
Great Falls
102
Sterling Heights
Transportation
95
Great Falls
107
Sterling Heights
Healthcare
92
Great Falls
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $83,523 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $67,347 in Great Falls.

Living in Great Falls vs Sterling Heights

Housing Costs

Great Falls's housing index of 82 is lower Sterling Heights's 87, translating to median home prices of $325,000 vs $300,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,175/mo in Sterling Heights, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 102 in Sterling Heights. Monthly utility bills average approximately $360 in Great Falls vs $408 in Sterling Heights. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $71,531 respectively. Sterling Heights residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,636/month in Sterling Heights. In Great Falls, median rent of $1,050/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 10.2% more affordable overall with an index of 88 vs 98.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $83,523 in Sterling Heights, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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