City Comparison

Great Falls vs Spokane

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

10.2%

Living in Great Falls costs 10.2% less than Spokane. To match the purchasing power of a $75,000 salary in Great Falls, you would need $83,523 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
94
Spokane
Groceries
99
Great Falls
99
Spokane
Utilities
90
Great Falls
98
Spokane
Transportation
95
Great Falls
101
Spokane
Healthcare
92
Great Falls
102
Spokane

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $83,523 in Spokane.

Conversely, $75,000 in Spokane equals $67,347 in Great Falls.

Living in Great Falls vs Spokane

Housing Costs

Great Falls's housing index of 82 is lower Spokane's 94, translating to median home prices of $325,000 vs $310,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,200/mo in Spokane, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 98 in Spokane. Monthly utility bills average approximately $360 in Great Falls vs $392 in Spokane. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $49,831 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,139/month in Spokane. In Great Falls, median rent of $1,050/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 10.2% more affordable overall with an index of 88 vs 98.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $83,523 in Spokane, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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