Great Falls vs Sparks
Cost of Living Comparison · 2026
Great Falls
Sparks
The Verdict
Great Falls is 26.1% less expensive than Sparks overall. A household earning $75,000 in Great Falls would need approximately $101,420 in Sparks to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Great Falls has the same purchasing power as $101,420 in Sparks.
Conversely, $75,000 in Sparks equals $55,462 in Great Falls.
Living in Great Falls vs Sparks
Housing Costs
Great Falls's housing index of 82 is lower Sparks's 162, translating to median home prices of $325,000 vs $500,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,475/mo in Sparks, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 99 in Great Falls and 103 in Sparks. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $489/month in Sparks. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 90 in Sparks. Monthly utility bills average approximately $360 in Great Falls vs $360 in Sparks. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Great Falls and 88 in Sparks. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,800 in Great Falls and $67,200 in Sparks. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $56,471 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,568/month in Sparks. In Great Falls, median rent of $1,050/mo fits within this budget. In Sparks, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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