City Comparison

Great Falls vs Sioux City

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

2.3%

Sioux City is 2.3% less expensive than Great Falls overall. A household earning $75,000 in Great Falls would need approximately $73,295 in Sioux City to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
74
Sioux City
Groceries
99
Great Falls
97
Sioux City
Utilities
90
Great Falls
89
Sioux City
Transportation
95
Great Falls
92
Sioux City
Healthcare
92
Great Falls
101
Sioux City

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $73,295 in Sioux City.

Conversely, $75,000 in Sioux City equals $76,744 in Great Falls.

Living in Great Falls vs Sioux City

Housing Costs

Great Falls's housing index of 82 is higher Sioux City's 74, translating to median home prices of $325,000 vs $182,000. The $143,000 difference in home prices means roughly $9,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $875/mo in Sioux City, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 89 in Sioux City. Monthly utility bills average approximately $360 in Great Falls vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,528/month in Sioux City. In Great Falls, median rent of $1,050/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 2.3% more affordable overall with an index of 86 vs 88.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $73,295 in Sioux City, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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