City Comparison

Great Falls vs San Antonio

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

2.2%

Great Falls is 2.2% less expensive than San Antonio overall. A household earning $75,000 in Great Falls would need approximately $76,705 in San Antonio to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
78
San Antonio
Groceries
99
Great Falls
93
San Antonio
Utilities
90
Great Falls
96
San Antonio
Transportation
95
Great Falls
101
San Antonio
Healthcare
92
Great Falls
95
San Antonio

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $76,705 in San Antonio.

Conversely, $75,000 in San Antonio equals $73,333 in Great Falls.

Living in Great Falls vs San Antonio

Housing Costs

Great Falls's housing index of 82 is higher San Antonio's 78, translating to median home prices of $325,000 vs $250,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,200/mo in San Antonio, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 96 in San Antonio. Monthly utility bills average approximately $360 in Great Falls vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $59,356 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,246/month in San Antonio. In Great Falls, median rent of $1,050/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 2.2% more affordable overall with an index of 88 vs 90.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $76,705 in San Antonio, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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