Great Falls vs Roswell
Cost of Living Comparison · 2026
Great Falls
Roswell
The Verdict
The cost gap between these cities is 22.1%, with Great Falls being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $96,307 in Roswell.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Great Falls has the same purchasing power as $96,307 in Roswell.
Conversely, $75,000 in Roswell equals $58,407 in Great Falls.
Living in Great Falls vs Roswell
Housing Costs
Great Falls's housing index of 82 is lower Roswell's 187, translating to median home prices of $325,000 vs $647,000. The $322,000 difference in home prices means roughly $20,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,700/mo in Roswell, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 99 in Great Falls and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 98 in Roswell. Monthly utility bills average approximately $360 in Great Falls vs $392 in Roswell. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Great Falls and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,800 in Great Falls and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $2,539/month in Roswell. In Great Falls, median rent of $1,050/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 105 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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