City Comparison

Great Falls vs Portland

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Portland

Maine
117
Above Average
$395,000
Median Home
$1,700/mo
Median Rent
$56,895
Median Income

The Verdict

24.8%

Great Falls is 24.8% less expensive than Portland overall. A household earning $75,000 in Great Falls would need approximately $99,716 in Portland to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
137
Portland
Groceries
99
Great Falls
107
Portland
Utilities
90
Great Falls
111
Portland
Transportation
95
Great Falls
98
Portland
Healthcare
92
Great Falls
110
Portland

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $99,716 in Portland.

Conversely, $75,000 in Portland equals $56,410 in Great Falls.

Living in Great Falls vs Portland

Housing Costs

Great Falls's housing index of 82 is lower Portland's 137, translating to median home prices of $325,000 vs $395,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,700/mo in Portland, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 107 in Portland. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $508/month in Portland. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 111 in Portland. Monthly utility bills average approximately $360 in Great Falls vs $444 in Portland. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 110 in Portland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $56,895 in Portland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $48,628 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,328/month in Portland. In Great Falls, median rent of $1,050/mo fits within this budget. In Portland, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 24.8% more affordable overall with an index of 88 vs 117.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $99,716 in Portland, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Portland's is 137 with median homes at $395,000.

Moving & Relocation Resources

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