Great Falls vs Plano
Cost of Living Comparison · 2026
Great Falls
Plano
The Verdict
Great Falls is 19.3% less expensive than Plano overall. A household earning $75,000 in Great Falls would need approximately $92,898 in Plano to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Great Falls has the same purchasing power as $92,898 in Plano.
Conversely, $75,000 in Plano equals $60,550 in Great Falls.
Living in Great Falls vs Plano
Housing Costs
Great Falls's housing index of 82 is lower Plano's 123, translating to median home prices of $325,000 vs $400,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,700/mo in Plano, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 99 in Great Falls and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 99 in Plano. Monthly utility bills average approximately $360 in Great Falls vs $396 in Plano. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Great Falls and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,800 in Great Falls and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $88,393 respectively. Plano residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $2,248/month in Plano. In Great Falls, median rent of $1,050/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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