City Comparison

Great Falls vs Omaha

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Omaha

Nebraska
90
Below Average
$230,000
Median Home
$1,100/mo
Median Rent
$59,612
Median Income

The Verdict

2.2%

Great Falls is 2.2% less expensive than Omaha overall. A household earning $75,000 in Great Falls would need approximately $76,705 in Omaha to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
76
Omaha
Groceries
99
Great Falls
97
Omaha
Utilities
90
Great Falls
93
Omaha
Transportation
95
Great Falls
100
Omaha
Healthcare
92
Great Falls
96
Omaha

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $76,705 in Omaha.

Conversely, $75,000 in Omaha equals $73,333 in Great Falls.

Living in Great Falls vs Omaha

Housing Costs

Great Falls's housing index of 82 is higher Omaha's 76, translating to median home prices of $325,000 vs $230,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,100/mo in Omaha, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 97 in Omaha. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $461/month in Omaha. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 93 in Omaha. Monthly utility bills average approximately $360 in Great Falls vs $372 in Omaha. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 96 in Omaha. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $59,612 in Omaha. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $66,236 respectively. Omaha residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,391/month in Omaha. In Great Falls, median rent of $1,050/mo fits within this budget. In Omaha, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 2.2% more affordable overall with an index of 88 vs 90.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $76,705 in Omaha, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Omaha's is 76 with median homes at $230,000.

Moving & Relocation Resources

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