City Comparison

Great Falls vs Olathe

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

The Verdict

17.0%

The cost gap between these cities is 17.0%, with Great Falls being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $90,341 in Olathe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
106
Olathe
Groceries
99
Great Falls
96
Olathe
Utilities
90
Great Falls
98
Olathe
Transportation
95
Great Falls
95
Olathe
Healthcare
92
Great Falls
102
Olathe

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $90,341 in Olathe.

Conversely, $75,000 in Olathe equals $62,264 in Great Falls.

Living in Great Falls vs Olathe

Housing Costs

Great Falls's housing index of 82 is lower Olathe's 106, translating to median home prices of $325,000 vs $364,000. The $39,000 difference in home prices means roughly $2,532 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,425/mo in Olathe, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 96 in Olathe. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $456/month in Olathe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 98 in Olathe. Monthly utility bills average approximately $360 in Great Falls vs $392 in Olathe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 102 in Olathe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $114,000 in Olathe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $107,547 respectively. Olathe residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $2,660/month in Olathe. In Great Falls, median rent of $1,050/mo fits within this budget. In Olathe, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 17.0% more affordable overall with an index of 88 vs 106.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $90,341 in Olathe, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Olathe's is 106 with median homes at $364,000.

Moving & Relocation Resources

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