City Comparison

Great Falls vs Oklahoma City

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

The Verdict

1.1%

The cost gap between these cities is 1.1%, with Oklahoma City being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $74,148 in Oklahoma City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
68
Oklahoma City
Groceries
99
Great Falls
95
Oklahoma City
Utilities
90
Great Falls
92
Oklahoma City
Transportation
95
Great Falls
100
Oklahoma City
Healthcare
92
Great Falls
92
Oklahoma City

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $74,148 in Oklahoma City.

Conversely, $75,000 in Oklahoma City equals $75,862 in Great Falls.

Living in Great Falls vs Oklahoma City

Housing Costs

Great Falls's housing index of 82 is higher Oklahoma City's 68, translating to median home prices of $325,000 vs $195,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,000/mo in Oklahoma City, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 95 in Oklahoma City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $451/month in Oklahoma City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 92 in Oklahoma City. Monthly utility bills average approximately $360 in Great Falls vs $368 in Oklahoma City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 92 in Oklahoma City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $55,458 in Oklahoma City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $63,745 respectively. Oklahoma City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,294/month in Oklahoma City. In Great Falls, median rent of $1,050/mo fits within this budget. In Oklahoma City, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Oklahoma City is 1.1% more affordable overall with an index of 87 vs 88.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $74,148 in Oklahoma City, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Oklahoma City's is 68 with median homes at $195,000.

Moving & Relocation Resources

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