City Comparison

Great Falls vs Ogden

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

17.8%

Great Falls is 17.8% less expensive than Ogden overall. A household earning $75,000 in Great Falls would need approximately $91,193 in Ogden to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
112
Ogden
Groceries
99
Great Falls
92
Ogden
Utilities
90
Great Falls
80
Ogden
Transportation
95
Great Falls
101
Ogden
Healthcare
92
Great Falls
91
Ogden

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $91,193 in Ogden.

Conversely, $75,000 in Ogden equals $61,682 in Great Falls.

Living in Great Falls vs Ogden

Housing Costs

Great Falls's housing index of 82 is lower Ogden's 112, translating to median home prices of $325,000 vs $385,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,250/mo in Ogden, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 80 in Ogden. Monthly utility bills average approximately $360 in Great Falls vs $320 in Ogden. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,636/month in Ogden. In Great Falls, median rent of $1,050/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 17.8% more affordable overall with an index of 88 vs 107.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $91,193 in Ogden, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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