City Comparison

Great Falls vs Naples

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

The Verdict

31.2%

Living in Great Falls costs 31.2% less than Naples. To match the purchasing power of a $75,000 salary in Great Falls, you would need $109,091 in Naples.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
180
Naples
Groceries
99
Great Falls
106
Naples
Utilities
90
Great Falls
96
Naples
Transportation
95
Great Falls
105
Naples
Healthcare
92
Great Falls
98
Naples

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $109,091 in Naples.

Conversely, $75,000 in Naples equals $51,563 in Great Falls.

Living in Great Falls vs Naples

Housing Costs

Great Falls's housing index of 82 is lower Naples's 180, translating to median home prices of $325,000 vs $520,000. The $195,000 difference in home prices means roughly $12,672 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $2,100/mo in Naples, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $504/month in Naples. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 96 in Naples. Monthly utility bills average approximately $360 in Great Falls vs $384 in Naples. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $56,389 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,684/month in Naples. In Great Falls, median rent of $1,050/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 31.2% more affordable overall with an index of 88 vs 128.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $109,091 in Naples, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Naples's is 180 with median homes at $520,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases