City Comparison

Great Falls vs Mobile

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

The Verdict

4.8%

Living in Mobile costs 4.8% less than Great Falls. To match the purchasing power of a $75,000 salary in Great Falls, you would need $71,591 in Mobile.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
60
Mobile
Groceries
99
Great Falls
98
Mobile
Utilities
90
Great Falls
108
Mobile
Transportation
95
Great Falls
90
Mobile
Healthcare
92
Great Falls
100
Mobile

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $71,591 in Mobile.

Conversely, $75,000 in Mobile equals $78,571 in Great Falls.

Living in Great Falls vs Mobile

Housing Costs

Great Falls's housing index of 82 is higher Mobile's 60, translating to median home prices of $325,000 vs $193,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $975/mo in Mobile, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 98 in Mobile. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $466/month in Mobile. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 108 in Mobile. Monthly utility bills average approximately $360 in Great Falls vs $432 in Mobile. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 100 in Mobile. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $53,600 in Mobile. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $63,810 respectively. Mobile residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,251/month in Mobile. In Great Falls, median rent of $1,050/mo fits within this budget. In Mobile, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Mobile is 4.8% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $71,591 in Mobile, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Mobile's is 60 with median homes at $193,000.

Moving & Relocation Resources

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