City Comparison

Great Falls vs Meridian

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

26.7%

Living in Great Falls costs 26.7% less than Meridian. To match the purchasing power of a $75,000 salary in Great Falls, you would need $102,273 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
154
Meridian
Groceries
99
Great Falls
104
Meridian
Utilities
90
Great Falls
86
Meridian
Transportation
95
Great Falls
113
Meridian
Healthcare
92
Great Falls
103
Meridian

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $102,273 in Meridian.

Conversely, $75,000 in Meridian equals $55,000 in Great Falls.

Living in Great Falls vs Meridian

Housing Costs

Great Falls's housing index of 82 is lower Meridian's 154, translating to median home prices of $325,000 vs $509,000. The $184,000 difference in home prices means roughly $11,964 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,725/mo in Meridian, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $494/month in Meridian. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 86 in Meridian. Monthly utility bills average approximately $360 in Great Falls vs $344 in Meridian. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $2,326/month in Meridian. In Great Falls, median rent of $1,050/mo fits within this budget. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 26.7% more affordable overall with an index of 88 vs 120.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $102,273 in Meridian, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases