City Comparison

Great Falls vs Medford

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Medford

Oregon
106
Above Average
$406,000
Median Home
$1,375/mo
Median Rent
$73,200
Median Income

The Verdict

17.0%

Living in Great Falls costs 17.0% less than Medford. To match the purchasing power of a $75,000 salary in Great Falls, you would need $90,341 in Medford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
139
Medford
Groceries
99
Great Falls
108
Medford
Utilities
90
Great Falls
97
Medford
Transportation
95
Great Falls
108
Medford
Healthcare
92
Great Falls
100
Medford

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $90,341 in Medford.

Conversely, $75,000 in Medford equals $62,264 in Great Falls.

Living in Great Falls vs Medford

Housing Costs

Great Falls's housing index of 82 is lower Medford's 139, translating to median home prices of $325,000 vs $406,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,375/mo in Medford, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $513/month in Medford. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 97 in Medford. Monthly utility bills average approximately $360 in Great Falls vs $388 in Medford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $69,057 respectively. Medford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,708/month in Medford. In Great Falls, median rent of $1,050/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 17.0% more affordable overall with an index of 88 vs 106.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $90,341 in Medford, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Medford's is 139 with median homes at $406,000.

Moving & Relocation Resources

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