Great Falls vs Lubbock
Cost of Living Comparison · 2026
Great Falls
Lubbock
The Verdict
Living in Lubbock costs 6.0% less than Great Falls. To match the purchasing power of a $75,000 salary in Great Falls, you would need $70,739 in Lubbock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Great Falls has the same purchasing power as $70,739 in Lubbock.
Conversely, $75,000 in Lubbock equals $79,518 in Great Falls.
Living in Great Falls vs Lubbock
Housing Costs
Great Falls's housing index of 82 is higher Lubbock's 59, translating to median home prices of $325,000 vs $175,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $950/mo in Lubbock, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 99 in Great Falls and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $442/month in Lubbock. Lubbock offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 96 in Lubbock. Monthly utility bills average approximately $360 in Great Falls vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Great Falls and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,800 in Great Falls and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $60,041 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,163/month in Lubbock. In Great Falls, median rent of $1,050/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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