City Comparison

Great Falls vs Long Beach

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Long Beach

California
155
Very Expensive
$700,000
Median Home
$2,200/mo
Median Rent
$60,567
Median Income

The Verdict

43.2%

Living in Great Falls costs 43.2% less than Long Beach. To match the purchasing power of a $75,000 salary in Great Falls, you would need $132,102 in Long Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
236
Long Beach
Groceries
99
Great Falls
106
Long Beach
Utilities
90
Great Falls
114
Long Beach
Transportation
95
Great Falls
118
Long Beach
Healthcare
92
Great Falls
103
Long Beach

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $132,102 in Long Beach.

Conversely, $75,000 in Long Beach equals $42,581 in Great Falls.

Living in Great Falls vs Long Beach

Housing Costs

Great Falls's housing index of 82 is lower Long Beach's 236, translating to median home prices of $325,000 vs $700,000. The $375,000 difference in home prices means roughly $24,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $2,200/mo in Long Beach, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 106 in Long Beach. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $504/month in Long Beach. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 114 in Long Beach. Monthly utility bills average approximately $360 in Great Falls vs $456 in Long Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 103 in Long Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $60,567 in Long Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $39,075 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,413/month in Long Beach. In Great Falls, median rent of $1,050/mo fits within this budget. In Long Beach, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 154 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 43.2% more affordable overall with an index of 88 vs 155.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $132,102 in Long Beach, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Long Beach's is 236 with median homes at $700,000.

Moving & Relocation Resources

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