City Comparison

Great Falls vs Las Cruces

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

4.8%

The cost gap between these cities is 4.8%, with Las Cruces being the more affordable option. A $75,000 income in Great Falls has equivalent purchasing power to $71,591 in Las Cruces.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
82
Las Cruces
Groceries
99
Great Falls
97
Las Cruces
Utilities
90
Great Falls
81
Las Cruces
Transportation
95
Great Falls
92
Las Cruces
Healthcare
92
Great Falls
113
Las Cruces

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $71,591 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $78,571 in Great Falls.

Living in Great Falls vs Las Cruces

Housing Costs

Great Falls's housing index of 82 is equal to Las Cruces's 82, translating to median home prices of $325,000 vs $232,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,000/mo in Las Cruces, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $461/month in Las Cruces. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 81 in Las Cruces. Monthly utility bills average approximately $360 in Great Falls vs $324 in Las Cruces. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $65,952 respectively. Las Cruces residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,293/month in Las Cruces. In Great Falls, median rent of $1,050/mo fits within this budget. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 4.8% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $71,591 in Las Cruces, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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