City Comparison

Great Falls vs Irvine

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

The Verdict

50.6%

Living in Great Falls costs 50.6% less than Irvine. To match the purchasing power of a $75,000 salary in Great Falls, you would need $151,705 in Irvine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
294
Irvine
Groceries
99
Great Falls
108
Irvine
Utilities
90
Great Falls
115
Irvine
Transportation
95
Great Falls
115
Irvine
Healthcare
92
Great Falls
109
Irvine

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $151,705 in Irvine.

Conversely, $75,000 in Irvine equals $37,079 in Great Falls.

Living in Great Falls vs Irvine

Housing Costs

Great Falls's housing index of 82 is lower Irvine's 294, translating to median home prices of $325,000 vs $1.1M. The $725,000 difference in home prices means roughly $47,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $3,000/mo in Irvine, a monthly difference of $1,950.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 108 in Irvine. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $513/month in Irvine. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 115 in Irvine. Monthly utility bills average approximately $360 in Great Falls vs $460 in Irvine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 109 in Irvine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $108,038 in Irvine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $60,696 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $2,521/month in Irvine. In Great Falls, median rent of $1,050/mo fits within this budget. In Irvine, median rent of $3,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 212 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 50.6% more affordable overall with an index of 88 vs 178.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $151,705 in Irvine, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Irvine's is 294 with median homes at $1.1M.

Moving & Relocation Resources

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