City Comparison

Great Falls vs Honolulu

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Honolulu

Hawaii
186
Very Expensive
$720,000
Median Home
$2,400/mo
Median Rent
$71,465
Median Income

The Verdict

52.7%

Living in Great Falls costs 52.7% less than Honolulu. To match the purchasing power of a $75,000 salary in Great Falls, you would need $158,523 in Honolulu.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
275
Honolulu
Groceries
99
Great Falls
138
Honolulu
Utilities
90
Great Falls
159
Honolulu
Transportation
95
Great Falls
114
Honolulu
Healthcare
92
Great Falls
107
Honolulu

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $158,523 in Honolulu.

Conversely, $75,000 in Honolulu equals $35,484 in Great Falls.

Living in Great Falls vs Honolulu

Housing Costs

Great Falls's housing index of 82 is lower Honolulu's 275, translating to median home prices of $325,000 vs $720,000. The $395,000 difference in home prices means roughly $25,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $2,400/mo in Honolulu, a monthly difference of $1,350.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 138 in Honolulu. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $656/month in Honolulu. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $2232/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 159 in Honolulu. Monthly utility bills average approximately $360 in Great Falls vs $636 in Honolulu. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 107 in Honolulu. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $71,465 in Honolulu. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $38,422 respectively. Great Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,668/month in Honolulu. In Great Falls, median rent of $1,050/mo fits within this budget. In Honolulu, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 193 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 52.7% more affordable overall with an index of 88 vs 186.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $158,523 in Honolulu, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Honolulu's is 275 with median homes at $720,000.

Moving & Relocation Resources

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