City Comparison

Great Falls vs High Point

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

The Verdict

4.8%

High Point is 4.8% less expensive than Great Falls overall. A household earning $75,000 in Great Falls would need approximately $71,591 in High Point to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
61
High Point
Groceries
99
Great Falls
96
High Point
Utilities
90
Great Falls
98
High Point
Transportation
95
Great Falls
92
High Point
Healthcare
92
Great Falls
101
High Point

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $71,591 in High Point.

Conversely, $75,000 in High Point equals $78,571 in Great Falls.

Living in Great Falls vs High Point

Housing Costs

Great Falls's housing index of 82 is higher High Point's 61, translating to median home prices of $325,000 vs $249,000. The $76,000 difference in home prices means roughly $4,944 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,075/mo in High Point, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 98 in High Point. Monthly utility bills average approximately $360 in Great Falls vs $392 in High Point. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Great Falls and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $58,571 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $1,148/month in High Point. In Great Falls, median rent of $1,050/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 4.8% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $71,591 in High Point, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while High Point's is 61 with median homes at $249,000.

Moving & Relocation Resources

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