City Comparison

Great Falls vs Hartford

Cost of Living Comparison · 2026

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

Hartford

Connecticut
112
Above Average
$215,000
Median Home
$1,200/mo
Median Rent
$40,068
Median Income

The Verdict

21.4%

Living in Great Falls costs 21.4% less than Hartford. To match the purchasing power of a $75,000 salary in Great Falls, you would need $95,455 in Hartford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Great Falls
121
Hartford
Groceries
99
Great Falls
106
Hartford
Utilities
90
Great Falls
124
Hartford
Transportation
95
Great Falls
102
Hartford
Healthcare
92
Great Falls
114
Hartford

Salary Equivalence

A $75,000 salary in Great Falls has the same purchasing power as $95,455 in Hartford.

Conversely, $75,000 in Hartford equals $58,929 in Great Falls.

Living in Great Falls vs Hartford

Housing Costs

Great Falls's housing index of 82 is lower Hartford's 121, translating to median home prices of $325,000 vs $215,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Great Falls compared to $1,200/mo in Hartford, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Great Falls and 106 in Hartford. A household spending the national average of $475/month on groceries would pay approximately $470/month in Great Falls vs $504/month in Hartford. Great Falls offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Great Falls and 124 in Hartford. Monthly utility bills average approximately $360 in Great Falls vs $496 in Hartford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Great Falls and 114 in Hartford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,800 in Great Falls and $40,068 in Hartford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,409 and $35,775 respectively. Great Falls residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,302/month to housing in Great Falls vs $935/month in Hartford. In Great Falls, median rent of $1,050/mo fits within this budget. In Hartford, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 21.4% more affordable overall with an index of 88 vs 112.
A $75,000 salary in Great Falls has equivalent purchasing power to approximately $95,455 in Hartford, based on the cost of living difference.
Great Falls's housing index is 82 with median homes at $325,000, while Hartford's is 121 with median homes at $215,000.

Moving & Relocation Resources

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