Side-by-side cost of living comparison for 2026
19% cheaper
Grand Rapids is 19% more affordable than Modesto. A $75,000 salary in Modesto is equivalent to $60,938 in Grand Rapids.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Michigan salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Grand Rapids has a housing index of 78 while Modesto sits at 121 (national average = 100). The median home in Grand Rapids costs $240,000 compared to $380,000 in Modesto, a difference of $140,000. Monthly rent follows a similar pattern: $1,200 in Grand Rapids versus $1,400 in Modesto.
Groceries and everyday expenses show a narrower gap: Grand Rapids scores 96 while Modesto scores 100. Both cities are close to the national average for grocery costs.
Healthcare costs in Grand Rapids (98) are lower than Modesto (100). Both are close to the national average.
Median household income in Grand Rapids is $49,982 compared to $55,138 in Modesto. When adjusted for cost of living, income goes further in Grand Rapids.
Amazon affiliate links