City Comparison

Grand Rapids vs Great Falls

Cost of Living Comparison · 2026

Grand Rapids

Michigan
91
Below Average
$240,000
Median Home
$1,200/mo
Median Rent
$49,982
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

3.4%

The cost gap between these cities is 3.4%, with Great Falls being the more affordable option. A $75,000 income in Grand Rapids has equivalent purchasing power to $72,527 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
Grand Rapids
82
Great Falls
Groceries
96
Grand Rapids
99
Great Falls
Utilities
99
Grand Rapids
90
Great Falls
Transportation
101
Grand Rapids
95
Great Falls
Healthcare
98
Grand Rapids
92
Great Falls

Salary Equivalence

A $75,000 salary in Grand Rapids has the same purchasing power as $72,527 in Great Falls.

Conversely, $75,000 in Great Falls equals $77,557 in Grand Rapids.

Living in Grand Rapids vs Great Falls

Housing Costs

Grand Rapids's housing index of 78 is lower Great Falls's 82, translating to median home prices of $240,000 vs $325,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Grand Rapids compared to $1,050/mo in Great Falls, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Grand Rapids and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $456/month in Grand Rapids vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Grand Rapids and 90 in Great Falls. Monthly utility bills average approximately $396 in Grand Rapids vs $360 in Great Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Grand Rapids and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,982 in Grand Rapids and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,925 and $63,409 respectively. Great Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,166/month to housing in Grand Rapids vs $1,302/month in Great Falls. In Grand Rapids, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 3.4% more affordable overall with an index of 88 vs 91.
A $75,000 salary in Grand Rapids has equivalent purchasing power to approximately $72,527 in Great Falls, based on the cost of living difference.
Grand Rapids's housing index is 78 with median homes at $240,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases