City Comparison

Gilbert vs Sioux City

Cost of Living Comparison · 2026

Gilbert

Arizona
111
Above Average
$470,000
Median Home
$1,700/mo
Median Rent
$94,518
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

29.1%

The cost gap between these cities is 29.1%, with Sioux City being the more affordable option. A $75,000 income in Gilbert has equivalent purchasing power to $58,108 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Gilbert
74
Sioux City
Groceries
100
Gilbert
97
Sioux City
Utilities
96
Gilbert
89
Sioux City
Transportation
103
Gilbert
92
Sioux City
Healthcare
95
Gilbert
101
Sioux City

Salary Equivalence

A $75,000 salary in Gilbert has the same purchasing power as $58,108 in Sioux City.

Conversely, $75,000 in Sioux City equals $96,802 in Gilbert.

Living in Gilbert vs Sioux City

Housing Costs

Gilbert's housing index of 128 is higher Sioux City's 74, translating to median home prices of $470,000 vs $182,000. The $288,000 difference in home prices means roughly $18,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Gilbert compared to $875/mo in Sioux City, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 100 in Gilbert and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $475/month in Gilbert vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gilbert and 89 in Sioux City. Monthly utility bills average approximately $384 in Gilbert vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Gilbert and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,518 in Gilbert and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,151 and $76,163 respectively. Gilbert residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,205/month to housing in Gilbert vs $1,528/month in Sioux City. In Gilbert, median rent of $1,700/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 29.1% more affordable overall with an index of 86 vs 111.
A $75,000 salary in Gilbert has equivalent purchasing power to approximately $58,108 in Sioux City, based on the cost of living difference.
Gilbert's housing index is 128 with median homes at $470,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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