City Comparison

Gilbert vs Salem

Cost of Living Comparison · 2026

Gilbert

Arizona
111
Above Average
$470,000
Median Home
$1,700/mo
Median Rent
$94,518
Median Income

Salem

Oregon
104
Average
$400,000
Median Home
$1,275/mo
Median Rent
$66,400
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with Salem being the more affordable option. A $75,000 income in Gilbert has equivalent purchasing power to $70,270 in Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Gilbert
118
Salem
Groceries
100
Gilbert
100
Salem
Utilities
96
Gilbert
97
Salem
Transportation
103
Gilbert
106
Salem
Healthcare
95
Gilbert
100
Salem

Salary Equivalence

A $75,000 salary in Gilbert has the same purchasing power as $70,270 in Salem.

Conversely, $75,000 in Salem equals $80,048 in Gilbert.

Living in Gilbert vs Salem

Housing Costs

Gilbert's housing index of 128 is higher Salem's 118, translating to median home prices of $470,000 vs $400,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Gilbert compared to $1,275/mo in Salem, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 100 in Gilbert and 100 in Salem. A household spending the national average of $475/month on groceries would pay approximately $475/month in Gilbert vs $475/month in Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gilbert and 97 in Salem. Monthly utility bills average approximately $384 in Gilbert vs $388 in Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Gilbert and 100 in Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,518 in Gilbert and $66,400 in Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,151 and $63,846 respectively. Gilbert residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,205/month to housing in Gilbert vs $1,549/month in Salem. In Gilbert, median rent of $1,700/mo fits within this budget. In Salem, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Salem is 6.7% more affordable overall with an index of 104 vs 111.
A $75,000 salary in Gilbert has equivalent purchasing power to approximately $70,270 in Salem, based on the cost of living difference.
Gilbert's housing index is 128 with median homes at $470,000, while Salem's is 118 with median homes at $400,000.

Moving & Relocation Resources

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