Gilbert vs Roswell
Cost of Living Comparison · 2026
Gilbert
Roswell
The Verdict
The cost gap between these cities is 1.8%, with Gilbert being the more affordable option. A $75,000 income in Gilbert has equivalent purchasing power to $76,351 in Roswell.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gilbert has the same purchasing power as $76,351 in Roswell.
Conversely, $75,000 in Roswell equals $73,673 in Gilbert.
Living in Gilbert vs Roswell
Housing Costs
Gilbert's housing index of 128 is lower Roswell's 187, translating to median home prices of $470,000 vs $647,000. The $177,000 difference in home prices means roughly $11,508 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Gilbert compared to $1,700/mo in Roswell, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 100 in Gilbert and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $475/month in Gilbert vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Gilbert and 98 in Roswell. Monthly utility bills average approximately $384 in Gilbert vs $392 in Roswell. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Gilbert and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $94,518 in Gilbert and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,151 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,205/month to housing in Gilbert vs $2,539/month in Roswell. In Gilbert, median rent of $1,700/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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