Gilbert vs Medford
Cost of Living Comparison · 2026
Gilbert
Medford
The Verdict
Medford is 4.7% less expensive than Gilbert overall. A household earning $75,000 in Gilbert would need approximately $71,622 in Medford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gilbert has the same purchasing power as $71,622 in Medford.
Conversely, $75,000 in Medford equals $78,538 in Gilbert.
Living in Gilbert vs Medford
Housing Costs
Gilbert's housing index of 128 is lower Medford's 139, translating to median home prices of $470,000 vs $406,000. The $64,000 difference in home prices means roughly $4,164 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Gilbert compared to $1,375/mo in Medford, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 100 in Gilbert and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $475/month in Gilbert vs $513/month in Medford. Gilbert offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Gilbert and 97 in Medford. Monthly utility bills average approximately $384 in Gilbert vs $388 in Medford. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Gilbert and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $94,518 in Gilbert and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,151 and $69,057 respectively. Gilbert residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,205/month to housing in Gilbert vs $1,708/month in Medford. In Gilbert, median rent of $1,700/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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