Side-by-side cost of living comparison for 2026
25% cheaper
Lubbock is 25% more affordable than Gilbert. A $75,000 salary in Gilbert is equivalent to $56,081 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Arizona salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Gilbert has a housing index of 128 while Lubbock sits at 59 (national average = 100). The median home in Gilbert costs $470,000 compared to $175,000 in Lubbock, a difference of $295,000. Monthly rent follows a similar pattern: $1,700 in Gilbert versus $950 in Lubbock.
Groceries and everyday expenses show a notable difference: Gilbert scores 100 while Lubbock scores 93.
Healthcare costs in Gilbert (95) are higher than Lubbock (90).
Median household income in Gilbert is $94,518 compared to $49,834 in Lubbock. When adjusted for cost of living, income goes further in Lubbock.
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