City Comparison

Gilbert vs London

Cost of Living Comparison · 2026

Gilbert

Arizona
111
Above Average
$470,000
Median Home
$1,700/mo
Median Rent
$94,518
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

3.5%

Living in Gilbert costs 3.5% less than London. To match the purchasing power of a $75,000 salary in Gilbert, you would need $77,703 in London.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Gilbert
162
London
Groceries
100
Gilbert
92
London
Utilities
96
Gilbert
112
London
Transportation
103
Gilbert
125
London
Healthcare
95
Gilbert
78
London

Salary Equivalence

A $75,000 salary in Gilbert has the same purchasing power as $77,703 in London.

Conversely, $75,000 in London equals $72,391 in Gilbert.

Living in Gilbert vs London

Housing Costs

Gilbert's housing index of 128 is lower London's 162, translating to median home prices of $470,000 vs $695,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Gilbert compared to $2,400/mo in London, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 100 in Gilbert and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $475/month in Gilbert vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Gilbert and 112 in London. Monthly utility bills average approximately $384 in Gilbert vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Gilbert and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $94,518 in Gilbert and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $85,151 and $47,826 respectively. Gilbert residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,205/month to housing in Gilbert vs $1,283/month in London. In Gilbert, median rent of $1,700/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Gilbert is 3.5% more affordable overall with an index of 111 vs 115.
A $75,000 salary in Gilbert has equivalent purchasing power to approximately $77,703 in London, based on the cost of living difference.
Gilbert's housing index is 128 with median homes at $470,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

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