City Comparison

Gainesville vs Scranton

Cost of Living Comparison · 2026

Gainesville

Florida
92
Below Average
$295,000
Median Home
$1,225/mo
Median Rent
$45,600
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

2.2%

The cost gap between these cities is 2.2%, with Scranton being the more affordable option. A $75,000 income in Gainesville has equivalent purchasing power to $73,370 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
98
Gainesville
65
Scranton
Groceries
96
Gainesville
98
Scranton
Utilities
84
Gainesville
102
Scranton
Transportation
105
Gainesville
101
Scranton
Healthcare
94
Gainesville
90
Scranton

Salary Equivalence

A $75,000 salary in Gainesville has the same purchasing power as $73,370 in Scranton.

Conversely, $75,000 in Scranton equals $76,667 in Gainesville.

Living in Gainesville vs Scranton

Housing Costs

Gainesville's housing index of 98 is higher Scranton's 65, translating to median home prices of $295,000 vs $195,000. The $100,000 difference in home prices means roughly $6,504 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Gainesville compared to $1,025/mo in Scranton, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Gainesville and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $456/month in Gainesville vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 84 in Gainesville and 102 in Scranton. Monthly utility bills average approximately $336 in Gainesville vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Gainesville and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,600 in Gainesville and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,565 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,064/month to housing in Gainesville vs $1,155/month in Scranton. In Gainesville, median rent of $1,225/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 2.2% more affordable overall with an index of 90 vs 92.
A $75,000 salary in Gainesville has equivalent purchasing power to approximately $73,370 in Scranton, based on the cost of living difference.
Gainesville's housing index is 98 with median homes at $295,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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