City Comparison

Frisco vs Warwick

Cost of Living Comparison · 2026

Frisco

Texas
115
Above Average
$500,000
Median Home
$1,900/mo
Median Rent
$126,048
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

8.5%

Warwick is 8.5% less expensive than Frisco overall. A household earning $75,000 in Frisco would need approximately $69,130 in Warwick to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Frisco
127
Warwick
Groceries
99
Frisco
102
Warwick
Utilities
99
Frisco
112
Warwick
Transportation
106
Frisco
105
Warwick
Healthcare
100
Frisco
103
Warwick

Salary Equivalence

A $75,000 salary in Frisco has the same purchasing power as $69,130 in Warwick.

Conversely, $75,000 in Warwick equals $81,368 in Frisco.

Living in Frisco vs Warwick

Housing Costs

Frisco's housing index of 142 is higher Warwick's 127, translating to median home prices of $500,000 vs $413,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Frisco compared to $1,425/mo in Warwick, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Frisco and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $470/month in Frisco vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Frisco and 112 in Warwick. Monthly utility bills average approximately $396 in Frisco vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Frisco and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $126,048 in Frisco and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $109,607 and $70,377 respectively. Frisco residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,941/month to housing in Frisco vs $1,741/month in Warwick. In Frisco, median rent of $1,900/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Warwick is 8.5% more affordable overall with an index of 106 vs 115.
A $75,000 salary in Frisco has equivalent purchasing power to approximately $69,130 in Warwick, based on the cost of living difference.
Frisco's housing index is 142 with median homes at $500,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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